Reporting Car Insurance Fraud

There is need to learn how to report for auto insurance fraud. The effects of auto insurance fraud are felt in the books of every diver. Most times insurance payments have been made for many exaggerated medical treatments which are made to be caused by accidents which for sure they never occurred, this mostly leads to rising of premiums. You have the rights to report any kind of fraud to auto insurance companies for the help of eliminating excessive claims that hurts you.

With me are several instructions to be followed when reporting any auto insurance fraud; the first thing you need to know is that you should be able to assess the classification of the fraud. This is done with the help of your local law school like public universities which have legal assistance programs. You can get a less expensive advice hence making you know that whelther anybody or the insurance company is making a fraud.

The second step in this kind of job is to make sure you report your insurance department as soon as you have found the fraud on either part of the accident victim. You should make sure you have enough details which should be accompanied by driver’s information involved in the accident. This information is very important because it helps in the exposing fraud process. On the other hand note that you should file an email, phone message or any letter which is related to the fraudulent activity which helps in providing a complete case. You should also make sure you provide copies for the state insurance commission, for yourself and copies for insurance claims department; making sure you give anyone who is involved with kind of information. 

Accompany your fraud case with several witnesses who were at the scene of an accident. Make sure you prepare the witnesses through talking to them throughout the process, if possible try and call them and contact information. Maintain your memory of the accident scene with several photos to accompany your complaint. Make sure you take several photos of the car from different angles so as to help the investigators hence giving them no doubt about the condition of the insured vehicle. I would advise you to use a disposable camera rather than a cell phone camera because of picture clarity. After all this prepare to file your auto insurance fraud form and start the action before statute limitations expiry.  There is normally a set duration of time for a fraud to be reported, make sure you are on time to avoid complications about time. 

Just to give a warning, make sure you avoid all contact with any insurance adjuster, opposing legal teams and the driver especially after you have reported the fraud. Just to let you know this; auto insurance fraud costs the insurance industry millions of dollars which translates to higher insurance costs to consumers. You are now set, with the above information which will help in reporting activities of others which later can impact your rates in this industry!